Enjoy convenience, rewards, and security with CB’s credit cards — designed to fit your needs and support your financial goals
Enjoy convenience, rewards, and security with CB’s credit cards — designed to fit your needs and support your financial goals
Take control of your financial journey with Commonwealth Bank’s credit, debit, and prepaid card options. Whether you're looking for rewards, convenience, or security, our cards are tailored to fit your everyday needs and long-term goals.
Descriptions of Benefits |
Black Card |
Platinum Card |
Gold Card |
Standard Card | |
Purchase Protection
| Purchase Protectionprovides reimbursement for theft and/or accidental damage of purchased covered items. The covered purchase must be paid in full with the Mastercard Credit Account. | Included | Included | Included | Included |
ATM Robbery and Assault Protection
| ATM Robbery and Assault Protectionreplaces stolen cash and/or provides benefit in case of death during an assault while using your Mastercard credit card at an ATM. | Included | N/A | N/A | N/A |
Luggage Protection
| Luggage Protectionreimburses insured persons when luggage they check in for travel on a common carrier is delayed or lost. Trip must be paid in full with the Mastercard credit card. Assistance to locate lost luggage is also available. | Included | N/A | N/A | N/A |
Extended Warranty
| Extended Warrantyprovides extended coverage on the terms of the original manufacturer’s warranty on covered purchase up to 1 full year after both the original or store brand warranty plus the optional warranty coverage period ends, not to exceed 3 years. The covered purchase must be paid in full with the Mastercard Credit Account. | Included | N/A | Included | N/A |
Descriptions of Benefits |
Black Card |
Platinum Card |
Gold Card |
Standard Card | |
Mastercard Airport Experience
| Mastercard Airport Experienceprovided by LoungeKey, offers cardholders the opportunity to relax, refresh and escape the common airport headaches as they wait for their flight. | Included | N/A | N/A | N/A |
Boingo Wi-Fi for Mastercard Cardholders
| Boingo Wi-Fi for Mastercard Cardholdersprovides global access to over 1 million hotspots with connection 4x faster than global average broadband speed. | Included | Included | N/A | N/A |
Flight Delay Pass
| Mastercard Flight Delay Passprovides Platinum cardholders with access to VIP lounges where they can relax in case of a flight delay of over an hour and a half. | N/A | Included | N/A | N/A |
Descriptions of Benefits |
Black Card |
Platinum Card |
Gold Card |
Standard Card | |
Mastercard Global Service™
| Mastercard Global Serviceprovides emergency card-related assistance, anytime, anywhere, via one toll-free phone call. | Included | Included | Included | Included |
Concierge
| Concierge Serviceprovides personal assistance 24/7/365 to fulfill every cardholder request resourcefully, efficiently and, often, with a little touch of magic. | Included | Included | N/A | N/A |
Mastercard Travel Rewards
| Mastercard Travel Rewardsoffers exclusive offers to Platinum and Black travelers at selected stores in 11 destination countries around the world. | Included | Included | N/A | N/A |
Descriptions of Benefits |
Black Card |
Platinum Card |
Gold Card |
Standard Card | |
Card Fees & Rates | Annual Membership FeeAnnual membership fee applicable as per card tier (Excludes VAT). | $350 | $150 | $75 | $40 |
Interest Rate (APR)Competitive interest rates based on your card tier. | 16% | 16% | 19% | 19% | |
Late Payment FeeLate fee charged if payment not received by due date. | $40 plus VAT | $40 plus VAT | $45 plus VAT | $45 plus VAT | |
Cashback Rewards | Cashback Rate | 1.25% | 1.00% | 0.75% | 0.25% |
Bonus Cash Rewards | All cardholders earn double cash rewards for purchases at Medical, Insurance, Education, and Gas merchants. | All cardholders earn double cash rewards for purchases at Medical, Insurance, Education, and Gas merchants. | All cardholders earn double cash rewards for purchases at Medical, Insurance, Education, and Gas merchants. | All cardholders earn double cash rewards for purchases at Medical, Insurance, Education, and Gas merchants. |
Maximize your spending with Commonwealth Bank’s Cashback Rewards. Whether you’re dining out, shopping, or traveling, earn cashback on every purchase. Enjoy more savings and rewards tailored to your lifestyle, helping you reach your financial goals faster.
Manage your money wisely with Commonwealth Bank’s credit card solutions. From cashback rewards to secure transactions, our cards help you build smart financial habits while providing the flexibility and convenience you need for everyday purchases and long-term goals.
From everyday purchases to travel and lifestyle perks, our range of credit cards is designed to match your needs—giving you flexibility, rewards, and control over your finances.
Earn cash back on every purchase you make. Optimize your spending with rewards that add value to every transaction.
Protect yourself from unauthorized transactions with our state-of-the-art fraud protection service. Feel secure with every swipe or online purchase.
Stay on top of your finances with our Mobile Banking app. Set up personalized alerts based on what matters most to you, from spending notifications to account activity.
