Cashback Rewards Built Into Every Card

Every Commonwealth Bank Mastercard® Credit Card comes with automatic cashback rewards — no sign-up or extra steps required. Whether you're paying for groceries, fuel, insurance, education, or everyday purchases, you earn real value back with every swipe or tap.

How Much Can You Earn?
Card Type
Cashback Rate
Bonus Cash Rewards
Black Card

Black Card

1.25%

All cardholders earn double cash rewards for purchases at Medical, Insurance, Education, and Gas merchants.

Platinum Card

Platinum Card

1.00%

All cardholders earn double cash rewards for purchases at Medical, Insurance, Education, and Gas merchants.

Gold Card

Gold Card

0.75%

All cardholders earn double cash rewards for purchases at Medical, Insurance, Education, and Gas merchants.

Standard Card

Standard Card

0.25%

All cardholders earn double cash rewards for purchases at Medical, Insurance, Education, and Gas merchants.

Pay with Rewards by Commonwealth Bank

Turn your everyday purchases into lasting value with CB’s Cashback Rewards. Whether you’re shopping locally or online, your CB Mastercard® automatically earns cashback — helping you save more while spending smarter.

Mobile Access

Mobile Access

Track your rewards and redeem them through the Pay with Rewards app or CB Wallet.

Automatic Enrollment

Automatic Enrollment

No need to register — just use your CB Mastercard® and start earning cashback automatically.

Flexible Redemption

Flexible Redemption

Use your cashback at millions of Mastercard®-accepting locations — in-store and online.

No Minimums to Redeem

No Minimums to Redeem

Start redeeming your cash rewards from as little as $1.00 — no minimum thresholds or hidden fees.

Getting Started Is Fast, Secure, and Effortless

  • Download the CB Wallet App

    Find it on the App Store or Google Play and install it on your mobile device.

  • Set Your Passcode & Register Your Card

    Create a 4-digit passcode, then enter your eligible CB Mastercard® (Standard, Gold, Platinum, or Black).

  • Track & Redeem Instantly

    See your cashback balance and use rewards with just a few taps — online or in-store.

FAQs

There is no limit to how many cash rewards you can earn.

There is no limit to how many cash rewards you can earn. 

There is no limit to how many cash rewards you can earn.

There is no limit to how many cash rewards you can earn.

There is no limit to how many cash rewards you can earn.

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